When this appraisal helps
Lenders and authorized ordering parties can contact Midwest Home Values to discuss residential property assignments. Borrowers should follow their lender’s appraisal ordering process.
Clear requirements before the work begins
Lending assignments start with the authorized ordering party, intended use, property and reporting requirements. Include relevant contract information, access contacts and any assignment-specific instructions when discussing the scope.
The property type and location can affect what research and observation are needed. Scott reviews the assignment before confirming acceptance, fee and timing. A request submitted through the website is an inquiry, not an accepted order.
For homeowners and borrowers
Ask your lender how the appraisal must be ordered. A private report you commission for personal planning is not automatically a report the lender can use for a purchase or refinance.
An appraisal addresses the property’s value within the assignment. It does not determine loan approval, and it does not replace a separate home inspection. Your lender can explain how the report fits into its decision.
Start with the right information
- Authorized ordering contact
- Property address and property type
- Assignment and reporting requirements
- Relevant contract information when applicable
From request to report
Send the property address and purpose. Scott reviews the assignment, discusses the fee and timing, and confirms access needs. Research and analysis follow before delivery of the report for its agreed intended use.
See the residential appraisal process or check the Siouxland service area before you request an assignment.
Questions about bank & mortgage appraisals
Can a borrower order an appraisal for their lender?
The lender determines its ordering process and acceptance requirements. Check with the lender before independently ordering a report.
Can you confirm a fee from the address alone?
The address is a useful starting point, but the property type and reporting requirements also matter. Scott confirms the scope before quoting the assignment.
How much does an appraisal cost?
The fee depends on the property, location and assignment requirements. Send the property address and purpose so Scott can review the scope and provide a quote.
How long will it take?
Scheduling and completion depend on the assignment and current availability. Mention any deadline when you contact Scott; timing is confirmed before work begins.
An appraisal is an opinion of property value. Your attorney, accountant, lender or other adviser should confirm requirements for your particular matter.
Related appraisal services
- Residential appraisals — A property-specific opinion of value, supported by market evidence.
- PMI-related appraisals — Valuation support when your mortgage servicer requires it.